It gives me great pleasure to extend a warm welcome to you all who visit our web site. As you may be aware that Wai is a holy and historic place on the bank of river Krishna in Satara district. Wai Urban Co-Op. Bank was established way back in 1921, first as Co-op. Credit Society which turned into a Urban Co-Op. Bank. Since then the bank has grown by leaps and bounds on the strong foundation of love, trust and confidence of its share holders and customers. The bank aims at evolving into a strong and sound co-op. Bank providing timely, quick and best banking services to its customers from all segments with the help of modern technology and dedicated human resource. We also aim at adopting best accounting and ethical practices and fulfill social responsibility towards all the stake holders. Therefore, with its distinctive culture, Wai Urban Bank has become the most trusted and preferred Bank. The bank has emerged as one of the leading Co-op. Banks in Satara district with the network of 23 branches spread in Satara, Pune and Sangli districts. We have a strong belief that the wholehearted support of share holders and customers and their absolute faith has largely been responsible for banks remarkable growth. The bank is marching ahead with latest technology, core banking solutions and best customer service . You may be glad to know that the bank has been satisfying all the parameters for financially sound and well managed bank (FSWM) as defined by Reserve Bank of India. The present deposit base of the bank is above Rs. 665 Crore and mixed business is about Rs. 1075 Crore. The bank has succeeded in strengthening the capital base up to Rs. 25 Crore and also achieve capital adequacy ratio (CRAR) of 13% which is well above the benchmark. We are proud to say that the gross NPA of the bank is at a minimum level of 3% and the net NPA is at 0%. All these years, the bank is a profit making and dividend paying bank. The bank has made all the statutory, income tax and prudential provisions as required by Law and the Regulators i.e. RBI. The audit rating awarded by Statutory auditors is always “A” for last so many years. The Board of Directors of the bank is comprised of experts and eminent professionals who provide leadership and guidance to a strong management team. We see ourselves as a family of honest, loyal and committed professionals, employing technology innovation and human touch to achieve high degree of customer satisfaction and goodwill. The prosperity of our customers is the ultimate aim to our success. I take this opportunity to thank all the share holders and customers for the confidence reposed in us and in supporting us to achieve greater heights in our performance. Our growing customer base adds strength to our growth and progress. Therefore, I express my sincere gratitude on behalf of myself and the members of the Board towards share holders, depositors, borrowers and customers for their support and continuing patronage. The Board of Directors has a strong belief that with your support and active participation in the services of the bank, we will be able to achieve greater heights of success in the days to come.